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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,114 | $162,136-14.2% | $152,301-8.7% | $154,746-10.1% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 12.53% | 91.02%-78.5pp | 80.50%-68.0pp | 172.34%-159.8pp |
| Employer contribution / active EE | $3,065 | $4,890-37.3% | $4,624-33.7% | $4,379-30.0% |
| Participant deferral / active EE | $7,577 | $8,341-9.2% | $8,004-5.3% | $6,730+12.6% |
| Admin fee / account holder | $96,088 | $15,759+509.7% | $14,398+567.4% | $14,365+568.9% |