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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,114 | $196,972-29.4% | $182,262-23.7% | $198,609-30.0% |
| Participation rate | 66.7% | 85.7%-19.0pp | 84.2%-17.5pp | 82.4%-15.7pp |
| Annual return | 12.53% | 158.27%-145.7pp | 140.60%-128.1pp | 202.70%-190.2pp |
| Employer contribution / active EE | $3,065 | $5,364-42.9% | $5,046-39.3% | $5,055-39.4% |
| Participant deferral / active EE | $7,577 | $8,643-12.3% | $8,276-8.5% | $6,977+8.6% |
| Admin fee / account holder | $96,088 | $18,429+421.4% | $16,712+475.0% | $19,030+404.9% |