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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,460 | $97,125+185.7% | $86,233+221.8% | $137,256+102.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 14.90% | 74.19%-59.3pp | 61.39%-46.5pp | 220.34%-205.4pp |
| Employer contribution / active EE | $8,204 | $2,841+188.7% | $2,504+227.6% | $4,156+97.4% |
| Participant deferral / active EE | $8,030 | $5,180+55.0% | $4,559+76.1% | $6,407+25.3% |
| Admin fee / account holder | $2,239 | $9,725-77.0% | $8,342-73.2% | $12,270-81.8% |