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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,045 | $97,125-29.9% | $86,233-21.1% | $137,256-50.4% |
| Participation rate | 12.5% | 74.2%-61.7pp | 69.0%-56.5pp | 80.0%-67.5pp |
| Annual return | 24.35% | 74.19%-49.8pp | 61.39%-37.0pp | 220.34%-196.0pp |
| Employer contribution / active EE | $625 | $2,841-78.0% | $2,504-75.0% | $4,156-85.0% |
| Participant deferral / active EE | $1,563 | $5,180-69.8% | $4,559-65.7% | $6,407-75.6% |
| Admin fee / account holder | $0 | $9,725-100.0% | $8,342-100.0% | $12,270-100.0% |