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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $540,667 | $201,370+168.5% | $184,256+193.4% | $145,897+270.6% |
| Participation rate | 92.3% | 87.5%+4.8pp | 86.8%+5.5pp | 80.3%+12.0pp |
| Annual return | 15.17% | 29.05%-13.9pp | 28.85%-13.7pp | 552.29%-537.1pp |
| Employer contribution / active EE | $26,166 | $7,024+272.5% | $6,427+307.1% | $4,663+461.2% |
| Participant deferral / active EE | $17,308 | $9,808+76.5% | $9,133+89.5% | $6,689+158.7% |
| Admin fee / account holder | $29,408 | $16,364+79.7% | $13,899+111.6% | $13,390+119.6% |