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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,243 | $106,864-20.2% | $147,318-42.1% | $82,637+3.2% |
| Participation rate | 95.8% | 75.5%+20.3pp | 82.1%+13.8pp | 68.1%+27.8pp |
| Annual return | 14.48% | 27.49%-13.0pp | 70.43%-55.9pp | 53.51%-39.0pp |
| Employer contribution / active EE | $3,091 | $3,417-9.5% | $4,593-32.7% | $2,552+21.1% |
| Participant deferral / active EE | $6,009 | $6,496-7.5% | $7,906-24.0% | $4,126+45.6% |
| Admin fee / account holder | $7,489 | $8,415-11.0% | $13,708-45.4% | $7,339+2.1% |