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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,576 | $185,312-6.9% | $161,489+6.9% | $154,746+11.5% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 5.18% | 103.84%-98.7pp | 89.72%-84.5pp | 172.34%-167.2pp |
| Employer contribution / active EE | $1,956 | $4,769-59.0% | $4,268-54.2% | $4,379-55.3% |
| Participant deferral / active EE | $11,794 | $6,350+85.7% | $5,630+109.5% | $6,730+75.2% |
| Admin fee / account holder | $531 | $18,654-97.2% | $16,006-96.7% | $14,365-96.3% |