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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,576 | $172,111+0.3% | $150,298+14.8% | $137,256+25.7% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 5.18% | 69.37%-64.2pp | 62.79%-57.6pp | 220.34%-215.2pp |
| Employer contribution / active EE | $1,956 | $4,636-57.8% | $4,154-52.9% | $4,156-52.9% |
| Participant deferral / active EE | $11,794 | $6,166+91.3% | $5,453+116.3% | $6,407+84.1% |
| Admin fee / account holder | $531 | $16,471-96.8% | $14,116-96.2% | $12,270-95.7% |