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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,989 | $100,203-51.1% | $85,240-42.5% | $145,897-66.4% |
| Participation rate | 40.0% | 74.1%-34.1pp | 67.5%-27.5pp | 80.3%-40.3pp |
| Annual return | 8.62% | 84.28%-75.7pp | 66.75%-58.1pp | 552.29%-543.7pp |
| Employer contribution / active EE | $1,420 | $3,242-56.2% | $2,735-48.1% | $4,663-69.5% |
| Participant deferral / active EE | $3,886 | $5,299-26.7% | $4,527-14.2% | $6,689-41.9% |
| Admin fee / account holder | $774 | $7,265-89.4% | $6,165-87.4% | $13,390-94.2% |