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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,666 | $108,882-23.2% | $96,754-13.5% | $154,746-45.9% |
| Participation rate | 31.3% | 75.1%-43.8pp | 70.3%-39.0pp | 80.7%-49.5pp |
| Annual return | 11.24% | 98.39%-87.2pp | 82.04%-70.8pp | 172.34%-161.1pp |
| Employer contribution / active EE | $766 | $3,018-74.6% | $2,679-71.4% | $4,379-82.5% |
| Participant deferral / active EE | $2,263 | $5,323-57.5% | $4,758-52.4% | $6,730-66.4% |
| Admin fee / account holder | $3,256 | $10,200-68.1% | $8,905-63.4% | $14,365-77.3% |