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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,666 | $97,125-13.9% | $86,233-3.0% | $137,256-39.0% |
| Participation rate | 31.3% | 74.2%-42.9pp | 69.0%-37.8pp | 80.0%-48.7pp |
| Annual return | 11.24% | 74.19%-63.0pp | 61.39%-50.2pp | 220.34%-209.1pp |
| Employer contribution / active EE | $766 | $2,841-73.1% | $2,504-69.4% | $4,156-81.6% |
| Participant deferral / active EE | $2,263 | $5,180-56.3% | $4,559-50.4% | $6,407-64.7% |
| Admin fee / account holder | $3,256 | $9,725-66.5% | $8,342-61.0% | $12,270-73.5% |