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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,911 | $72,071+44.2% | $68,368+52.0% | $137,256-24.3% |
| Participation rate | 95.5% | 76.2%+19.2pp | 73.8%+21.7pp | 80.0%+15.5pp |
| Annual return | 17.05% | 353.14%-336.1pp | 292.57%-275.5pp | 220.34%-203.3pp |
| Employer contribution / active EE | $9,415 | $2,788+237.7% | $2,649+255.4% | $4,156+126.5% |
| Participant deferral / active EE | $3,907 | $4,410-11.4% | $4,123-5.2% | $6,407-39.0% |
| Admin fee / account holder | $19,750 | $5,336+270.2% | $5,150+283.5% | $12,270+61.0% |