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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,911 | $102,595+1.3% | $94,057+10.5% | $154,746-32.9% |
| Participation rate | 95.5% | 76.0%+19.5pp | 73.3%+22.1pp | 80.7%+14.8pp |
| Annual return | 17.05% | 583.42%-566.4pp | 480.62%-463.6pp | 172.34%-155.3pp |
| Employer contribution / active EE | $9,415 | $3,147+199.2% | $2,933+221.0% | $4,379+115.0% |
| Participant deferral / active EE | $3,907 | $5,118-23.7% | $4,709-17.0% | $6,730-41.9% |
| Admin fee / account holder | $19,750 | $7,736+155.3% | $7,244+172.6% | $14,365+37.5% |