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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,259 | $183,539-23.0% | $155,556-9.2% | $145,897-3.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.40% | 61.31%-49.9pp | 64.84%-53.4pp | 552.29%-540.9pp |
| Employer contribution / active EE | $4,910 | $5,315-7.6% | $4,675+5.0% | $4,663+5.3% |
| Participant deferral / active EE | $6,408 | $6,467-0.9% | $5,631+13.8% | $6,689-4.2% |
| Admin fee / account holder | $2,902 | $19,275-84.9% | $15,885-81.7% | $13,390-78.3% |