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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,125 | $129,737+112.1% | $119,126+131.0% | $154,746+77.8% |
| Participation rate | 91.3% | 78.9%+12.5pp | 75.8%+15.5pp | 80.7%+10.6pp |
| Annual return | 16.33% | 379.08%-362.7pp | 282.11%-265.8pp | 172.34%-156.0pp |
| Employer contribution / active EE | $5,765 | $4,375+31.8% | $4,034+42.9% | $4,379+31.6% |
| Participant deferral / active EE | $10,987 | $5,842+88.1% | $5,318+106.6% | $6,730+63.2% |
| Admin fee / account holder | $8,011 | $11,961-33.0% | $10,693-25.1% | $14,365-44.2% |