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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,648 | $55,889-70.2% | $76,119-78.1% | $80,935-79.4% |
| Participation rate | 76.6% | 62.1%+14.5pp | 69.1%+7.5pp | 67.7%+8.9pp |
| Annual return | 24.84% | 20.58%+4.3pp | 361.25%-336.4pp | 35.66%-10.8pp |
| Employer contribution / active EE | $469 | $1,866-74.9% | $2,693-82.6% | $2,757-83.0% |
| Participant deferral / active EE | $2,714 | $3,051-11.1% | $4,259-36.3% | $4,299-36.9% |
| Admin fee / account holder | $1,367 | $5,241-73.9% | $6,421-78.7% | $6,924-80.3% |