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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $433,926 | $161,352+168.9% | $134,172+223.4% | $137,256+216.1% |
| Participation rate | 80.0% | 78.3%+1.7pp | 72.5%+7.5pp | 80.0%0pp |
| Annual return | 21.70% | 28.72%-7.0pp | 25.30%-3.6pp | 220.34%-198.6pp |
| Employer contribution / active EE | $6,628 | $4,099+61.7% | $3,420+93.8% | $4,156+59.5% |
| Participant deferral / active EE | $15,356 | $5,552+176.6% | $4,690+227.4% | $6,407+139.7% |
| Admin fee / account holder | $1,628 | $15,028-89.2% | $12,016-86.5% | $12,270-86.7% |