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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,517 | $109,620-41.1% | $148,496-56.6% | $94,015-31.4% |
| Participation rate | 77.8% | 71.3%+6.5pp | 76.0%+1.7pp | 70.8%+7.0pp |
| Annual return | 17.59% | 17.54%+0.1pp | 12.33%+5.3pp | 17.84%-0.3pp |
| Employer contribution / active EE | $278 | $2,618-89.4% | $3,497-92.1% | $2,790-90.0% |
| Participant deferral / active EE | $2,404 | $3,831-37.3% | $4,808-50.0% | $4,249-43.4% |
| Admin fee / account holder | $572 | $10,050-94.3% | $19,547-97.1% | $8,951-93.6% |