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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,895 | $134,817-80.8% | $123,973-79.1% | $155,188-83.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 13.02% | 515.49%-502.5pp | 388.13%-375.1pp | 148.84%-135.8pp |
| Employer contribution / active EE | $1,854 | $4,425-58.1% | $4,126-55.1% | $4,248-56.4% |
| Participant deferral / active EE | $2,510 | $5,706-56.0% | $5,247-52.2% | $6,531-61.6% |
| Admin fee / account holder | $335 | $13,245-97.5% | $11,799-97.2% | $14,480-97.7% |