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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,895 | $114,119-77.3% | $107,187-75.8% | $138,895-81.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 13.02% | 273.21%-260.2pp | 204.55%-191.5pp | 145.39%-132.4pp |
| Employer contribution / active EE | $1,854 | $4,059-54.3% | $3,782-51.0% | $4,194-55.8% |
| Participant deferral / active EE | $2,510 | $5,538-54.7% | $5,096-50.7% | $6,396-60.8% |
| Admin fee / account holder | $335 | $10,024-96.7% | $9,162-96.3% | $12,562-97.3% |