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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,835 | $59,006-41.0% | $97,260-64.2% | $74,459-53.2% |
| Participation rate | 29.4% | 63.7%-34.4pp | 72.7%-43.3pp | 67.2%-37.9pp |
| Annual return | 19.05% | 16.04%+3.0pp | 75.54%-56.5pp | 1369.70%-1350.7pp |
| Employer contribution / active EE | $634 | $1,894-66.5% | $2,721-76.7% | $2,626-75.9% |
| Participant deferral / active EE | $1,748 | $3,671-52.4% | $4,262-59.0% | $4,350-59.8% |
| Admin fee / account holder | $10,787 | $1,974+446.5% | $5,640+91.3% | $1,945+454.7% |