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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,760 | $159,978-3.3% | $147,041+5.2% | $145,978+6.0% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 19.46% | 98.36%-78.9pp | 419.21%-399.8pp | 550.52%-531.1pp |
| Employer contribution / active EE | $3,410 | $5,288-35.5% | $4,935-30.9% | $4,662-26.9% |
| Participant deferral / active EE | $9,708 | $8,429+15.2% | $8,071+20.3% | $6,690+45.1% |
| Admin fee / account holder | $4,358 | $15,053-71.1% | $13,006-66.5% | $13,400-67.5% |