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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,643 | $111,814+69.6% | $103,374+83.5% | $145,959+29.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.02% | 24.77%-11.7pp | 24.89%-11.9pp | 561.95%-548.9pp |
| Employer contribution / active EE | $4,689 | $4,214+11.3% | $3,869+21.2% | $4,661+0.6% |
| Participant deferral / active EE | $13,636 | $5,618+142.7% | $5,058+169.6% | $6,689+103.9% |
| Admin fee / account holder | $943 | $9,754-90.3% | $8,394-88.8% | $13,398-93.0% |