Retirement plan

THE 401(K) RETIREMENT SAVINGS PLAN FOR YOH CONTRACT EMPLOYEES

Name: H.L. YOH COMPANY LLC - THE 401(K) RETIREMENT SAVINGS PLAN FOR YOH CONTRACT EMPLOYEES (2024) Form 5500
Creator: H.L. YOH COMPANY LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE 401(K) RETIREMENT SAVINGS PLAN FOR YOH CONTRACT EMPLOYEES, H.L. YOH COMPANY LLC

H.L. YOH COMPANY LLCEIN 23-2938400Plan #012PY 2024

1500 SPRING GARDEN ST 10TH FL - PHILADELPHIA, PA 191304067215-299-8000

Prospect flagsLow participationLow employer contribution

How to read this page

Total assets (EOY)

$43.9M

+2.2% from 2023

Total participants

6,107

-6.2% from 2023

Average account balance

$25,041

-1.3% from 2023

Annual return

18.10%

+0.72 pp from 2023

Benchmarks

See 63 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants5,000-9,999

Cohort63 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$43.87M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$25K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,752

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

17.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$6.31M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.10%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$42

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL1 year Service code 64 · EIN 04-2647786	Recordkeeping Fees	$26,923
FISCHER DORWART, P.C.2 years Filed as: FISCHER CUNNANE & ASSOCIATES LTD Service code 10 · EIN 23-3060583	Accounting	$10,630

Plan features & details

Pension benefit codes2E2F2G2J2R2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$73K

$14 / participant

Recordkeeping$56K76.2%
Legal$2K2.9%
Other / not subdivided$15K20.8%

% of EOY assets

0.167%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: FISCHER CUNNANE AND ASSOCIATES LTD
Auditor EIN: 233060583
Audit fees: $10,630
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$25,041

$41,510-39.7%

$85,009-70.5%

$99,061-74.7%

Participation rate

17.3%

35.3%-18.0pp

67.5%-50.3pp

71.6%-54.4pp

Annual return

18.10%

17.38%+0.7pp

66.47%-48.4pp

17.66%+0.4pp

Employer contribution / active EE

$1,137-100.0%

$2,728-100.0%

$3,261-100.0%

Participant deferral / active EE

$1,199

$2,246-46.6%

$4,522-73.5%

$5,331-77.5%

Admin fee / account holder

$42

$175-76.1%

$6,153-99.3%

$109-61.6%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL1 year

Service code 64 · EIN 04-2647786

Recordkeeping Fees

$26,923

FISCHER DORWART, P.C.2 years

Filed as: FISCHER CUNNANE & ASSOCIATES LTD

Service code 10 · EIN 23-3060583

Accounting

$10,630

THE 401(K) RETIREMENT SAVINGS PLAN FOR YOH CONTRACT EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE 401(K) RETIREMENT SAVINGS PLAN FOR YOH CONTRACT EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion