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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,297 | $129,737+186.2% | $119,126+211.7% | $154,746+139.9% |
| Participation rate | 88.2% | 78.9%+9.4pp | 75.8%+12.5pp | 80.7%+7.5pp |
| Annual return | 23.85% | 379.08%-355.2pp | 282.11%-258.3pp | 172.34%-148.5pp |
| Employer contribution / active EE | $5,490 | $4,375+25.5% | $4,034+36.1% | $4,379+25.4% |
| Participant deferral / active EE | $14,779 | $5,842+153.0% | $5,318+177.9% | $6,730+119.6% |
| Admin fee / account holder | $83,557 | $11,961+598.6% | $10,693+681.4% | $14,365+481.7% |