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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,882 | $102,595+323.9% | $94,057+362.4% | $154,746+181.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 15.20% | 583.42%-568.2pp | 480.62%-465.4pp | 172.34%-157.1pp |
| Employer contribution / active EE | $4,024 | $3,147+27.9% | $2,933+37.2% | $4,379-8.1% |
| Participant deferral / active EE | $19,723 | $5,118+285.4% | $4,709+318.8% | $6,730+193.0% |
| Admin fee / account holder | $12,648 | $7,736+63.5% | $7,244+74.6% | $14,365-12.0% |