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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,990 | $102,382+325.8% | $147,005+196.6% | $80,874+439.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 14.22% | 134.89%-120.7pp | 418.76%-404.5pp | 35.62%-21.4pp |
| Employer contribution / active EE | $12,637 | $3,715+240.2% | $4,934+156.1% | $2,756+358.6% |
| Participant deferral / active EE | $15,636 | $6,646+135.2% | $8,070+93.8% | $4,297+263.9% |
| Admin fee / account holder | $5,665 | $7,942-28.7% | $13,006-56.4% | $6,935-18.3% |