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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,827 | $160,028-65.1% | $147,080-62.0% | $145,884-61.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.13% | 98.60%-85.5pp | 420.17%-407.0pp | 551.85%-538.7pp |
| Employer contribution / active EE | $2,845 | $5,286-46.2% | $4,933-42.3% | $4,662-39.0% |
| Participant deferral / active EE | $11,158 | $8,422+32.5% | $8,066+38.3% | $6,690+66.8% |
| Admin fee / account holder | $3,327 | $15,030-77.9% | $12,989-74.4% | $13,392-75.2% |