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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $819,368 | $100,970+711.5% | $96,576+748.4% | $137,256+497.0% |
| Participation rate | 75.0% | 82.6%-7.6pp | 81.4%-6.4pp | 80.0%-5.0pp |
| Annual return | 7.18% | 38.16%-31.0pp | 38.47%-31.3pp | 220.34%-213.2pp |
| Employer contribution / active EE | $6,875 | $3,809+80.5% | $3,553+93.5% | $4,156+65.4% |
| Participant deferral / active EE | $23,862 | $8,286+188.0% | $7,956+199.9% | $6,407+272.4% |
| Admin fee / account holder | $821,757 | $11,312+7164.6% | $11,381+7120.4% | $12,270+6597.2% |