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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,769 | $201,370-46.0% | $184,256-41.0% | $145,897-25.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.43% | 29.05%-16.6pp | 28.85%-16.4pp | 552.29%-539.9pp |
| Employer contribution / active EE | $7,550 | $7,024+7.5% | $6,427+17.5% | $4,663+61.9% |
| Participant deferral / active EE | $14,190 | $9,808+44.7% | $9,133+55.4% | $6,689+112.1% |
| Admin fee / account holder | $6,815 | $16,364-58.4% | $13,899-51.0% | $13,390-49.1% |