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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,750 | $111,814+53.6% | $103,378+66.1% | $145,978+17.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.50% | 24.80%-15.3pp | 24.91%-15.4pp | 550.52%-541.0pp |
| Employer contribution / active EE | $9,775 | $4,215+131.9% | $3,870+152.6% | $4,662+109.7% |
| Participant deferral / active EE | $9,815 | $5,618+74.7% | $5,058+94.1% | $6,690+46.7% |
| Admin fee / account holder | $7,991 | $9,764-18.2% | $8,401-4.9% | $13,400-40.4% |