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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,411 | $156,398-41.6% | $147,318-38.0% | $138,895-34.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 26.71% | 78.75%-52.0pp | 70.43%-43.7pp | 145.39%-118.7pp |
| Employer contribution / active EE | $6,377 | $4,853+31.4% | $4,593+38.8% | $4,194+52.0% |
| Participant deferral / active EE | $42,651 | $8,237+417.8% | $7,906+439.5% | $6,396+566.8% |
| Admin fee / account holder | $25,405 | $14,976+69.6% | $13,708+85.3% | $12,562+102.2% |