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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,257 | $102,385+22.3% | $147,080-14.8% | $80,935+54.8% |
| Participation rate | 92.8% | 75.9%+16.9pp | 82.2%+10.6pp | 67.7%+25.1pp |
| Annual return | 17.66% | 135.09%-117.4pp | 420.17%-402.5pp | 35.66%-18.0pp |
| Employer contribution / active EE | $3,286 | $3,717-11.6% | $4,933-33.4% | $2,757+19.2% |
| Participant deferral / active EE | $8,148 | $6,651+22.5% | $8,066+1.0% | $4,299+89.5% |
| Admin fee / account holder | $7,169 | $7,951-9.8% | $12,989-44.8% | $6,924+3.5% |