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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,257 | $102,429+22.3% | $147,096-14.8% | $80,925+54.8% |
| Participation rate | 92.8% | 75.9%+16.9pp | 82.2%+10.6pp | 67.7%+25.1pp |
| Annual return | 17.66% | 135.02%-117.4pp | 419.75%-402.1pp | 35.65%-18.0pp |
| Employer contribution / active EE | $3,286 | $3,716-11.6% | $4,936-33.4% | $2,756+19.2% |
| Participant deferral / active EE | $8,148 | $6,649+22.6% | $8,071+1.0% | $4,299+89.6% |
| Admin fee / account holder | $7,169 | $7,957-9.9% | $13,005-44.9% | $6,940+3.3% |