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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $599,211 | $160,028+274.4% | $147,080+307.4% | $145,884+310.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.77% | 98.60%-84.8pp | 420.17%-406.4pp | 551.85%-538.1pp |
| Employer contribution / active EE | $3,855 | $5,286-27.1% | $4,933-21.9% | $4,662-17.3% |
| Participant deferral / active EE | $16,187 | $8,422+92.2% | $8,066+100.7% | $6,690+142.0% |
| Admin fee / account holder | $59,634 | $15,030+296.8% | $12,989+359.1% | $13,392+345.3% |