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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,153 | $208,088+14.9% | $186,193+28.4% | $154,746+54.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 15.45% | 89.97%-74.5pp | 78.03%-62.6pp | 172.34%-156.9pp |
| Employer contribution / active EE | $12,812 | $4,340+195.2% | $3,918+227.0% | $4,379+192.6% |
| Participant deferral / active EE | $7,481 | $7,078+5.7% | $6,513+14.9% | $6,730+11.2% |
| Admin fee / account holder | $2,439 | $11,698-79.1% | $11,058-77.9% | $14,365-83.0% |