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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,269 | $77,574+71.8% | $108,753+22.5% | $86,983+53.2% |
| Participation rate | 71.0% | 62.3%+8.7pp | 71.1%-0.1pp | 69.5%+1.4pp |
| Annual return | 14.75% | 18.42%-3.7pp | 37.47%-22.7pp | 25.83%-11.1pp |
| Employer contribution / active EE | $1,458 | $1,611-9.5% | $2,427-39.9% | $2,584-43.6% |
| Participant deferral / active EE | $2,306 | $3,128-26.3% | $4,115-44.0% | $4,194-45.0% |
| Admin fee / account holder | $2,913 | $6,529-55.4% | $10,320-71.8% | $7,856-62.9% |