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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,483 | $154,228+166.8% | $145,433+182.9% | $137,256+199.8% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 80.0%+10.0pp |
| Annual return | 14.46% | 74.59%-60.1pp | 66.58%-52.1pp | 220.34%-205.9pp |
| Employer contribution / active EE | $2,598 | $4,804-45.9% | $4,554-43.0% | $4,156-37.5% |
| Participant deferral / active EE | $12,730 | $8,216+54.9% | $7,897+61.2% | $6,407+98.7% |
| Admin fee / account holder | $36,073 | $14,344+151.5% | $13,129+174.8% | $12,270+194.0% |