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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,670 | $160,070+56.6% | $147,117+70.4% | $145,897+71.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.67% | 98.69%-86.0pp | 420.54%-407.9pp | 552.29%-539.6pp |
| Employer contribution / active EE | $4,523 | $5,285-14.4% | $4,932-8.3% | $4,663-3.0% |
| Participant deferral / active EE | $24,183 | $8,419+187.2% | $8,065+199.9% | $6,689+261.5% |
| Admin fee / account holder | $5,032 | $15,035-66.5% | $12,993-61.3% | $13,390-62.4% |