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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,641 | $199,109+95.2% | $173,730+123.7% | $154,746+151.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 14.48% | 20.02%-5.5pp | 19.96%-5.5pp | 172.34%-157.9pp |
| Employer contribution / active EE | $11,745 | $5,311+121.1% | $4,577+156.6% | $4,379+168.2% |
| Participant deferral / active EE | $12,118 | $7,113+70.4% | $6,326+91.6% | $6,730+80.1% |
| Admin fee / account holder | $1,708 | $20,916-91.8% | $17,523-90.3% | $14,365-88.1% |