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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,957 | $125,184-24.1% | $105,607-10.1% | $145,884-34.9% |
| Participation rate | 60.9% | 77.6%-16.8pp | 75.3%-14.4pp | 80.3%-19.4pp |
| Annual return | 21.09% | 225.00%-203.9pp | 116.11%-95.0pp | 551.85%-530.8pp |
| Employer contribution / active EE | $1,779 | $3,720-52.2% | $3,167-43.8% | $4,662-61.8% |
| Participant deferral / active EE | $5,651 | $5,714-1.1% | $5,011+12.8% | $6,690-15.5% |
| Admin fee / account holder | $9,453 | $17,133-44.8% | $10,958-13.7% | $13,392-29.4% |