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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,463 | $102,385-27.3% | $147,080-49.4% | $80,935-8.0% |
| Participation rate | 84.4% | 75.9%+8.5pp | 82.2%+2.2pp | 67.7%+16.7pp |
| Annual return | 11.27% | 135.09%-123.8pp | 420.17%-408.9pp | 35.66%-24.4pp |
| Employer contribution / active EE | $7,101 | $3,717+91.1% | $4,933+43.9% | $2,757+157.6% |
| Participant deferral / active EE | $8,039 | $6,651+20.9% | $8,066-0.3% | $4,299+87.0% |
| Admin fee / account holder | $5,409 | $7,951-32.0% | $12,989-58.4% | $6,924-21.9% |