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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,458 | $111,535+121.9% | $105,223+135.2% | $137,256+80.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 18.70% | 237.85%-219.2pp | 180.65%-162.0pp | 220.34%-201.6pp |
| Employer contribution / active EE | $3,518 | $3,939-10.7% | $3,689-4.6% | $4,156-15.4% |
| Participant deferral / active EE | $5,624 | $5,500+2.3% | $5,072+10.9% | $6,407-12.2% |
| Admin fee / account holder | $476 | $9,721-95.1% | $8,859-94.6% | $12,270-96.1% |