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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,723 | $80,812-52.1% | $160,784-75.9% | $82,448-53.0% |
| Participation rate | 81.3% | 66.2%+15.0pp | 77.0%+4.3pp | 68.1%+13.2pp |
| Annual return | 14.24% | 100.59%-86.4pp | 1803.92%-1789.7pp | 41.64%-27.4pp |
| Employer contribution / active EE | $8,762 | $2,174+303.1% | $3,733+134.7% | $2,551+243.5% |
| Participant deferral / active EE | $1,856 | $4,335-57.2% | $6,293-70.5% | $4,139-55.2% |
| Admin fee / account holder | $1,860 | $7,695-75.8% | $9,717-80.9% | $7,234-74.3% |