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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,019 | $70,366+87.6% | $66,674+98.0% | $138,895-5.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 17.15% | 386.41%-369.3pp | 321.24%-304.1pp | 145.39%-128.2pp |
| Employer contribution / active EE | $10,860 | $2,765+292.8% | $2,620+314.5% | $4,194+158.9% |
| Participant deferral / active EE | $6,582 | $4,374+50.5% | $4,084+61.2% | $6,396+2.9% |
| Admin fee / account holder | $10,912 | $5,262+107.3% | $5,098+114.0% | $12,562-13.1% |