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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,665 | $102,385+146.8% | $147,080+71.8% | $80,935+212.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.94% | 135.09%-123.2pp | 420.17%-408.2pp | 35.66%-23.7pp |
| Employer contribution / active EE | $7,893 | $3,717+112.4% | $4,933+60.0% | $2,757+186.3% |
| Participant deferral / active EE | $10,374 | $6,651+56.0% | $8,066+28.6% | $4,299+141.3% |
| Admin fee / account holder | $15,786 | $7,951+98.5% | $12,989+21.5% | $6,924+128.0% |