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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,205 | $115,931-30.0% | $185,441-56.2% | $86,983-6.6% |
| Participation rate | 100.0% | 73.6%+26.4pp | 80.3%+19.7pp | 69.5%+30.5pp |
| Annual return | 9.19% | 21.47%-12.3pp | 20.16%-11.0pp | 25.83%-16.6pp |
| Employer contribution / active EE | $4,167 | $2,937+41.9% | $4,672-10.8% | $2,584+61.2% |
| Participant deferral / active EE | $5,603 | $4,551+23.1% | $6,152-8.9% | $4,194+33.6% |
| Admin fee / account holder | $6,249 | $10,687-41.5% | $17,890-65.1% | $7,856-20.5% |