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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,601 | $90,614+44.1% | $76,089+71.6% | $145,877-10.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 10.59% | 623.80%-613.2pp | 360.94%-350.4pp | 551.28%-540.7pp |
| Employer contribution / active EE | $2,070 | $3,324-37.7% | $2,690-23.0% | $4,663-55.6% |
| Participant deferral / active EE | $3,268 | $5,168-36.8% | $4,259-23.3% | $6,691-51.1% |
| Admin fee / account holder | $8,792 | $8,376+5.0% | $6,418+37.0% | $13,402-34.4% |