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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,086 | $73,107+46.5% | $114,563-6.5% | $87,485+22.4% |
| Participation rate | 63.0% | 65.8%-2.8pp | 72.9%-9.9pp | 68.9%-6.0pp |
| Annual return | 16.50% | 19.47%-3.0pp | 241.09%-224.6pp | 26.06%-9.6pp |
| Employer contribution / active EE | $2,036 | $1,881+8.2% | $2,592-21.5% | $2,596-21.6% |
| Participant deferral / active EE | $6,410 | $3,144+103.9% | $4,142+54.8% | $4,274+50.0% |
| Admin fee / account holder | $1,329 | $5,770-77.0% | $7,623-82.6% | $7,775-82.9% |