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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,392 | $61,815+36.5% | $97,295-13.3% | $80,959+4.2% |
| Participation rate | 58.1% | 63.5%-5.4pp | 72.7%-14.6pp | 67.7%-9.6pp |
| Annual return | 17.28% | -558.73%+576.0pp | 75.62%-58.3pp | 35.67%-18.4pp |
| Employer contribution / active EE | $1,749 | $1,836-4.8% | $2,723-35.8% | $2,757-36.6% |
| Participant deferral / active EE | $3,881 | $3,027+28.2% | $4,264-9.0% | $4,300-9.8% |
| Admin fee / account holder | $1,019 | $5,166-80.3% | $5,646-81.9% | $6,925-85.3% |