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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,812 | $155,555+49.7% | $146,866+58.5% | $155,188+50.0% |
| Participation rate | 42.1% | 84.0%-41.9pp | 82.5%-40.4pp | 80.8%-38.7pp |
| Annual return | 11.75% | 115.41%-103.7pp | 102.85%-91.1pp | 148.84%-137.1pp |
| Employer contribution / active EE | $0 | $4,647-100.0% | $4,425-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $3,405 | $8,044-57.7% | $7,759-56.1% | $6,531-47.9% |
| Admin fee / account holder | $2,976 | $14,755-79.8% | $13,620-78.1% | $14,480-79.4% |