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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,167 | $111,535+195.1% | $105,223+212.8% | $137,256+139.8% |
| Participation rate | 71.4% | 78.1%-6.7pp | 75.0%-3.6pp | 80.0%-8.5pp |
| Annual return | 12.00% | 237.85%-225.9pp | 180.65%-168.6pp | 220.34%-208.3pp |
| Employer contribution / active EE | $2,572 | $3,939-34.7% | $3,689-30.3% | $4,156-38.1% |
| Participant deferral / active EE | $9,607 | $5,500+74.7% | $5,072+89.4% | $6,407+49.9% |
| Admin fee / account holder | $43,830 | $9,721+350.9% | $8,859+394.8% | $12,270+257.2% |