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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,522 | $184,014+37.2% | $161,149+56.7% | $138,895+81.8% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 15.88% | 21.52%-5.6pp | 21.16%-5.3pp | 145.39%-129.5pp |
| Employer contribution / active EE | $3,569 | $5,055-29.4% | $4,360-18.1% | $4,194-14.9% |
| Participant deferral / active EE | $8,998 | $6,909+30.2% | $6,153+46.2% | $6,396+40.7% |
| Admin fee / account holder | $6,127 | $18,027-66.0% | $15,194-59.7% | $12,562-51.2% |