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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,289 | $102,393+160.1% | $147,041+81.1% | $80,911+229.1% |
| Participation rate | 94.7% | 75.9%+18.9pp | 82.2%+12.6pp | 67.6%+27.1pp |
| Annual return | 21.81% | 134.95%-113.1pp | 419.21%-397.4pp | 35.63%-13.8pp |
| Employer contribution / active EE | $4,672 | $3,715+25.8% | $4,935-5.3% | $2,756+69.5% |
| Participant deferral / active EE | $8,359 | $6,647+25.8% | $8,071+3.6% | $4,297+94.5% |
| Admin fee / account holder | $14,830 | $7,943+86.7% | $13,006+14.0% | $6,935+113.9% |