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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,289 | $102,385+160.1% | $147,080+81.0% | $80,935+229.0% |
| Participation rate | 94.7% | 75.9%+18.9pp | 82.2%+12.6pp | 67.7%+27.1pp |
| Annual return | 21.81% | 135.09%-113.3pp | 420.17%-398.4pp | 35.66%-13.9pp |
| Employer contribution / active EE | $4,672 | $3,717+25.7% | $4,933-5.3% | $2,757+69.5% |
| Participant deferral / active EE | $8,359 | $6,651+25.7% | $8,066+3.6% | $4,299+94.4% |
| Admin fee / account holder | $14,830 | $7,951+86.5% | $12,989+14.2% | $6,924+114.2% |