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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,611 | $94,436+1.2% | $115,599-17.3% | $82,637+15.7% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.3%+25.7pp | 68.1%+31.9pp |
| Annual return | 11.79% | 18.37%-6.6pp | 111.10%-99.3pp | 53.51%-41.7pp |
| Employer contribution / active EE | $2,733 | $2,324+17.6% | $2,955-7.5% | $2,552+7.1% |
| Participant deferral / active EE | $6,059 | $3,955+53.2% | $4,889+23.9% | $4,126+46.8% |
| Admin fee / account holder | $2,944 | $10,328-71.5% | $12,841-77.1% | $7,339-59.9% |