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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,903 | $81,487+97.5% | $102,412+57.1% | $80,935+98.8% |
| Participation rate | 97.9% | 66.8%+31.1pp | 74.5%+23.4pp | 67.7%+30.3pp |
| Annual return | 9.80% | 25.60%-15.8pp | 24.94%-15.1pp | 35.66%-25.9pp |
| Employer contribution / active EE | $3,501 | $3,103+12.8% | $3,870-9.5% | $2,757+27.0% |
| Participant deferral / active EE | $9,962 | $3,871+157.4% | $5,060+96.9% | $4,299+131.7% |
| Admin fee / account holder | $1,548 | $6,717-77.0% | $8,388-81.5% | $6,924-77.6% |