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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,547 | $79,209-36.2% | $102,434-50.7% | $74,459-32.1% |
| Participation rate | 70.3% | 74.8%-4.5pp | 76.5%-6.2pp | 67.2%+3.1pp |
| Annual return | 16.46% | 54.98%-38.5pp | 29.46%-13.0pp | 1369.70%-1353.2pp |
| Employer contribution / active EE | $689 | $2,362-70.8% | $3,023-77.2% | $2,626-73.8% |
| Participant deferral / active EE | $3,344 | $4,417-24.3% | $5,055-33.9% | $4,350-23.1% |
| Admin fee / account holder | $8,353 | $2,002+317.3% | $9,462-11.7% | $1,945+329.5% |