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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,963 | $162,136-4.4% | $152,301+1.7% | $154,746+0.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 11.02% | 91.02%-80.0pp | 80.50%-69.5pp | 172.34%-161.3pp |
| Employer contribution / active EE | $2,432 | $4,890-50.3% | $4,624-47.4% | $4,379-44.5% |
| Participant deferral / active EE | $12,830 | $8,341+53.8% | $8,004+60.3% | $6,730+90.6% |
| Admin fee / account holder | $69,796 | $15,759+342.9% | $14,398+384.8% | $14,365+385.9% |